WHAT FORMS OF PAYMENT DO YOU ACCEPT?
Whether your child is having a major orthodontic service, a cavity filling or simply needs a routine checkup, X-ray or cleaning; we accept all forms of payment including cash, personal check, debit cards and major credit cards such as Visa, MasterCard, American Express and Discover. Our amazing staff is here for you to answer all your billing questions.

WHAT TYPES OF INSURANCE DO YOU ACCEPT? 
No matter what type of coverage you have for your child's dental needs, we will accept your insurance and bill your insurance company for any pediatric oral service. Our goal is to make the financial obligation to oral care as painless as possible.

WHAT INSURANCE IS CONSIDERED IN-NETWORK?

• Aetna
• Ameritas
• BCBS
• Blue Cross Blue Shield of Nebraska
• Cigna
• All Delta Dental Plans
• MetLife
• Nebraska Medicaid
• Principal
• United Concordia
• United Healthcare

WHAT IF I HAVE AN ISSUE WITH MY PAYMENT? 
Dr. Kotil and his staff aim to make your child's dental visits as relaxing as possible. We will inform you of any insurance or payment issues as well as work out arrangements with you to ensure your child's smile stays healthy.

DO YOU ACCEPT MY OUT-OF-NETWORK INSURANCE? 
We accept all insurances. Even if we are “out of network,” this doesn’t mean that your insurance won’t cover the visit. Many times, there is not a big difference between in-network and out-of-network coverage.

HOW MUCH IS COVERED BY INSURANCE?
Our staff will verify your benefits and assist you by obtaining a breakdown of your benefits. With this information, we give you an estimate of what your insurance will pay.

WHY DID I RECEIVE A BILL EVEN THOUGH I MADE A PAYMENT AT THE OFFICE?
The most your insurance company will provide is an estimate. There are many factors that can affect the estimate, for example, a deductible that hasn’t been met, a portion of benefits used with another provider, or changes that we were not made aware of.

WHY WON'T MY INSURANCE COVER A RECOMMENDED TREATMENT?
We want your child to achieve and maintain optimal dental health. Unfortunately, not all services are covered by every dental insurance plan.  As your dentist, we have no control over how much your dental insurance will cover for any given procedure. Knowledge of your specific dental plan may help you understand which services are covered, and which services are not covered.